When should I NOT add student loans to my debt-pay off plan?
If you qualify for student loan forgiveness, you should only make the minimum monthly payments towards these loans. Making extra payments towards these loans doesn't make sense since they will be forgiven.
Can I still apply for loan forgiveness if I don’t add student loans to my debt pay off plan?
Yes! You can use Chipper to apply for public service loan forgiveness (PSLF) or enroll in an Income-Driven Repayment (IDR) plan. You can do this at any time from the Chipper home page.