Chipper is a debt management tool designed to help you easily keep track of all your debts in one place and pay them off faster.
- Aggregated Debt Overview: Chipper consolidates all your debts into one dashboard, so you can easily view everything in one place.
- Smart Payoff Plans: Chipper helps you create a personalized plan to either pay off debt faster or save on interest:
- Snowball Method: Focus on paying off your smallest debt first. Once it’s paid, the amount you were paying “snowballs” onto the next smallest debt, speeding up your progress.
- Avalanche Method: Target debts with the highest interest rate first, which can help you save more in the long run by reducing interest costs sooner.
- Automated Extra Payments: You can decide how much extra to put toward your target debt each month, helping you make faster progress:
- Flat Payment: Choose a set monthly amount to automate.
- Round-Up Payment: Round up purchases across linked accounts and apply the spare change towards your debt. (up to $100/mo)
With Chipper, you get a clear plan and the tools to make faster, smarter progress on paying off debt.