Round-Ups and Flat Payments are two ways Chipper helps you make extra payments toward your debt effortlessly:

  • Round-Ups: This feature rounds up your everyday purchases to the nearest dollar and applies the spare change towards your loans on the 1st of each month. It's a painless way to chip away at your debt without even realizing it.
  • Flat Payments: Flat Payments let you choose a set amount to pay extra towards your debt each month. You'll know exactly how much you're putting towards your loans, making it easier to track your progress and see the impact on your debt-free date. It's a straightforward way to take control of your debt and speed up your journey to financial freedom.